Income maximisation

Income maximisation is a process to ensure that potential money coming in is maximised, and money going out is controlled, via avenues such as welfare benefits and tax credit claims and budgetary and debt advice.

Plymouth City Council and it's statutory, voluntary and community sector partners have contributed to the development of the Income Maximisation Strategy 2006 to 2009. As a result of this strategy, our vision for income maximisation is:

We want to see Plymouth maximise the take-up of welfare benefits and tax credits and minimise problems with debt, for the benefit of individuals and the whole city, by becoming a place in which:

• partners from all sectors work well together in a co-ordinated and customer-focused way to provide services and initiatives which maximise income
• quality assured, expert and professional income maximisation advice services are available from voluntary and statutory sector providers
• community and voluntary sectors’ expertise and innovation is used to best effect to support and promote income maximisation
• integrated city centre debt, welfare benefits and tax credit services are complemented by outreach, and appropriate location-based and neighbourhood services, prioritising neighbourhoods in greatest need
• income maximisation services provide equality of access to our diverse communities taking account of age, disability, faith, gender, race and sexual orientation
• benefits and tax credits help increase employment and also provide appropriate support for those who cannot work
• the positive benefits of income maximisation in reducing poverty, stimulating the local economy, promoting well being and maximising government funding for Plymouth, are championed and understood

By doing this, income maximisation will contribute to narrowing the gap between our most and least deprived neighbourhoods and in making Plymouth one of Europe’s finest, most vibrant waterfront cities where an outstanding quality of life is enjoyed by everyone through people becoming healthier, wealthier, safer and wiser.

Documents

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	Basic bank accounts - the facts about basic bank accounts and how to access and use them. File format Adobe Acrobat (pdf) - 375.2KB
	Income Maximisation Strategy 2006 to 2009 - developed by Plymouth City Council in partnership with other organisations to improve income maximisation in Plymouth. File format Adobe Acrobat (pdf) - 190KB
	Income Maximisation Strategy review - a report on the review carried out on the Income Maximisation Strategy 2006 to 2009 action plan. File format Adobe Acrobat (pdf) - 55KB
	Advice note number 6 - child poverty - narrowing the gap - an advice note about narrowing the gap of child poverty. File format Adobe Acrobat (pdf) - 86KB
	Briefing note number 5 - credit unions - briefing note on credit unions. File format Adobe Acrobat (pdf) - 86KB
	Briefing note number 7 - monitoring poverty and social exclusion in the UK 2005 - briefing note on monitoring poverty and social exclusion in the United Kingdom during 2005. File format Adobe Acrobat (pdf) - 87KB
	Credit unions in Plymouth -information about credit unions in Plymouth. File format Adobe Acrobat (pdf) - 338KB
	Equalities Impact Assessment (credit unions) - this is the Equalities Impact Assessment for our Local Area Agreement commitments around credit unions. File format Adobe Acrobat (pdf) - 92KB
	Equalities Impact Assessment (older persons take up) - this is the Equalities Impact Assessment for our Local Area Agreement commitments around older persons welfare benefit take up. File format Adobe Acrobat (pdf) - 92KB